wHealth Workplace
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Financial Wellness for the Modern Workforce

wHealth Workplace helps employers get more from their retirement plan through independent fiduciary oversight, thoughtful plan design, and employee-focused financial wellness.

Schedule a Plan Fitness Assessment
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What We Do

Retirement Plans Are More Than Investments

Most 401(k) advisors focus narrowly on fund lineups and quarterly reports. We believe the best workplace financial wellness programs help employees understand their benefits, reduce financial stress, improve decision making, and build healthier long-term lives.

Our approach combines fiduciary retirement plan consulting, employee education, and comprehensive financial wellness.

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Our Services

1. 401(k) Plan Fitness Assessment

A complimentary review of your current retirement plan. We evaluate:

  • Total plan costs and hidden fees
  • Investment lineup structure
  • Fiduciary oversight
  • Employee participation and engagement
  • Recordkeeper technology and usability
  • Plan design opportunities
  • Overall employee experience

Ideal for employers wondering: “Are we overpaying?” “Is our advisor adding real value?” “Could our plan be more competitive?” “How do we improve employee engagement?”

No obligation. No pressure. Just clarity.

Request Your Free Assessment

2.

Fiduciary Retirement Plan Management

Independent fiduciary guidance for employers who want more from their retirement plan. wHealth Advisors serves as a discretionary 3(38) investment fiduciary — helping employers simplify investment oversight, reduce fiduciary burden, improve participant outcomes, and create a more intentional retirement plan experience.

Services may include:

  • Investment menu oversight
  • IPS guidance and monitoring
  • Fee benchmarking
  • Committee support
  • Vendor coordination
  • Participant education
  • Plan design collaboration
  • Ongoing fiduciary documentation and reporting

Unlike many traditional advisors, we operate on a transparent flat-fee model — not a percentage of plan assets. Fees vary based on plan size, employee count, participant engagement needs, service complexity, and onsite support requirements.

3.

Executive Financial Wellness

Many executives and business owners have increasingly complex financial lives but little time or space to think strategically. Employers may choose to subsidize comprehensive financial planning engagements for select leadership team members through wHealth Advisors.

Areas of planning may include:

  • Tax strategy
  • Retirement planning
  • Equity compensation
  • Investment coordination
  • Insurance and risk management
  • Business owner planning
  • Estate and legacy planning
  • Cash flow and liquidity planning

This is not generic financial advice. It is ongoing, comprehensive planning designed to help leaders make better long-term decisions for themselves, their families, and the businesses they help lead.

A Different Kind of Workplace Wellness

Financial Wellness Impacts Everything

Stress about money rarely stays at home. It affects productivity, engagement, sleep, relationships, mental health, and long-term employee retention.

That’s why our workplace philosophy extends beyond retirement plans alone. We believe true “wealth” includes financial health, physical health, mental and emotional wellbeing, autonomy, purpose, relationships, and long-term resilience.

Associations

CFP — Certified Financial PlannerACP — Alliance of Comprehensive PlannersAIF — Accredited Investment FiduciaryFee-Only Network MemberFPA — Financial Planning AssociationAICCFC — American Institute of Certified College Financial ConsultantsAGCChFC — Chartered Financial ConsultantNAPFA — The Power of Trust

Why Employers Work With Us

We’re Built Differently

  • Transparent Flat Fees

    No asset-based pricing conflicts. No hidden revenue sharing. Just clear, straightforward pricing aligned with the services we provide.

  • Fiduciary-First Mindset

    We are legally and ethically committed to acting in the best interests of plan sponsors and participants. Advice is designed to support both employers and the people they serve.

  • Human-Centered Education

    Financial concepts are explained in plain language. Clear, practical guidance employees can actually understand, apply, and benefit from.

  • Independent by Design

    We don’t manufacture investments, sell insurance products, or receive incentives from plan providers. Our sole focus is helping employers make informed, fiduciary-minded decisions on behalf of their people.

Corporate presentation

Who We Serve

We typically work best with growing businesses, founder-led companies, professional service firms, healthcare practices, family businesses, and employers who genuinely care about employee wellbeing.

Especially those seeking stronger employee engagement, more intentional benefits, and a modern approach to workplace financial wellness.

Decision makers roundtable
Dennis McNamara

Founder Spotlight

Meet Dennis McNamara

Dennis McNamara is the co-founder of wHealth Advisors, a fee-only fiduciary financial planning firm focused on helping individuals, families, and business owners align their financial lives with long-term wellbeing.

His work sits at the intersection of financial planning, behavioral decision making, health, performance, and meaningful living.

“wHealth Workplace was built from the belief that healthier financial lives create healthier organizations.”

Better Benefits. Better Decisions. Better Outcomes.

Whether you’re evaluating your current retirement plan or exploring a more intentional approach to employee financial wellness, we’d be happy to start with a conversation.

Schedule a Plan Fitness Assessment